Annual Savings Estimate (Narrative Format)

Each year, travel insurers face thousands of avoidable ER claims that cost upwards of $13,000 to $17,000 per case. Traveler Care can divert a significant portion of those to in-hotel care for just $1,700–$3,000 — yielding $10,000+ in savings per episode.

Here’s what that looks like across common traveler medical incidents:
• Food poisoning occurs in an estimated 400 traveler cases per year, each averaging $14,000 at the ER. With Traveler Care, these could be treated on-site for $1,600 — resulting in an annual savings of over $5.4 million.

• Dehydration requiring IV fluids appears in around 300 cases annually. At an average hospital cost of $17,000 vs. $1,800 for Traveler Care, this translates to over $4.6 million in potential savings.

• Flu and respiratory infections are responsible for about 700 cases. ER treatment averages $5,000, while Traveler Care resolves these in-room for $1,200 — saving roughly $2.8 million per year.

• UTIs, rashes, and mild allergic reactions are common, with around 500 annual claims. These typically cost insurers $12,000 per hospital visit, versus $1,300 via Traveler Care, saving another $5.4 million.

• Minor injuries and sprains make up 300 claims annually. The average ER visit for this costs $7,000, while Traveler Care can resolve them for $1,200, representing around $1.7 million in savings.

• Wound care and stitches are estimated at 200 cases per year. These hospital visits cost about $3,500 each, compared to $1,200 with Traveler Care — totaling nearly $460,000 in avoidable costs.

• Mobile diagnostics (such as portable X-rays or sonograms) account for roughly 150 traveler cases annually. At a hospital, this can cost $8,000 or more, but Traveler Care completes the same visit for around $2,500 — leading to $825,000 in additional savings.

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Total Estimated Annual Savings:

Over $21 million per year, simply by diverting common, non-emergency cases from the ER to in-hotel care through Traveler Care.

Delivered Care, Wherever the Traveler Is

Whether your insureds are staying in a luxury hotel, Airbnb, vacation home, extended-stay suite, or resort — we deliver:
• Medical exams & urgent care
• Flu, cold, and food poisoning treatment
• IV fluids & vitamin infusions
• Rash, allergic reaction & skin care
• UTI, sinus, or ear infections
• Stitches, wound care, and bandaging
• On-site X-ray, ultrasound, and lab services

No ambulance. No waiting room. No inflated facility fees.

Built to Work With Insurance Teams

Traveler Care integrates into your assistance platform or claim triage flow with:
• QR or API-triggered dispatch from a white-label portal
• Live provider routing across all major U.S. cities
• HIPAA-compliant medical summaries & billing
• Analytics and savings dashboards available on request

You stay in control — we reduce your medical spend.


“Traveler Care helped us eliminate unnecessary ER claims across hundreds of hotel and Airbnb stays. We’re seeing an 80% reduction in claim payouts for common issues — without reducing quality of care.”
— Director of Claims Strategy, Global Travel Insurer.